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AnswerThe procedure may vary somewhat from state to state, regardless the process is quite simple.

Obtain the required forms from the office of the clerk of small claims of the state court in the county where the debtor/defendant resides.

Be certain that the forms are filled out exactly according to the directions.

If you are suing an individual be certain to use his or her full name, (example: Susan Smith, not Susie Smith).

If you are suing a business you must use the 'legal' name of the business.

When you file your petition with the small claims clerk you will be charged a small fee plus the cost of registered mail postage for serving the summons upon the defendant.

The best way to present your case is to have documented proof that you have made a 'good faith' effort to resolve the matter outside of court. Proof would be copies of written correspondence (including e-mails) to the defendant that is courteous, direct and reasonable. Also any persons that have direct knowledge of the issue can be witnesses or in some courts the judge will accept a sworn affidavit.

If the plaintiff prevails a judgment will be entered against the defendant. The plaintiff may then execute the judgment against non exempt property belonging to the debtor as allowed under the laws of the debtor's state.

Small claims judgments in the majority of US states are for monetary recovery only., (wage garnishment, bank account levy, etc.).

Please be advised, the court will not collect the judgment for you nor will it assist in the collection of such, except when said judgment is allowed to be executed in such a way that it requires the assistance of a sheriff or constable.

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15y ago

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