Liens are a legal specialty and best practices dictate that you work with association counsel to file the proper lien, properly, to maximize the association's chances that it can recover money from this action.
An improperly filed, improper lien may afford the debtor defense against your claim.
Association counsel -- or the attorney who help the association place the lien, can help you release it, or instruct the owner as to how to go about this action.
ANSWER: Ask the realtor who is selling the property or somebody from the Homeowners' Association.
If the association has obtained some kind of judgement against you in a court of law for monies owed, the state collections statutes apply to actions that association can and cannot take to collect the money owed according to the judgement.
Best practices dictate that you take the lien filed against the vehicle to an association-savvy attorney and request guidance.
In most cases the association would place a lien on the property. That would not be subject to a statute of limitations.
If you are the seller, notice that the lien must be satisfied before title can be transferred to a new owner. If you are a buyer, notice that the lien must be paid -- thus affecting the amount of your new equity, before title is transferred.
I don't see any need for liability insurance in the case you described. In cases where you have a homeowners association or a condo owners association and they own common property such as a swimming pool, parks, roofs, sidewalks, etc. then they would have a need for both property and liability insurnance to cover these areas. This is what you dues are in place to pay for as well as maintenance.
It can place a lien on your property that must be paid from the proceeds of the sale.Also, the buyer's bank will require a title examination to disclose any liens, encumbrances or defects in the title. One of the responsibilities of the buyer's attorney is to make certain there are no common charges or municipal charges due. The seller must clear up any liens or encumbrances that are reported.
As long as it's on your own property, there really are no laws against putting whatever kind of sign you wnat on your own property. However, if you have a homeowner's association for your neighborhood, they might have rules againt it.
You can work with your association board and negotiate removal of the lien. Depending on when the lien was filed, you may be responsible for the expense related to its filing. The situation may also depend on the agreement you had with the board over paying partial payments. It is unreasonable that the board would agree to accept partial payments, then -- assuming you're making the payments -- file a lien against your title. One must also assume that your agreement with the board is in writing.
Generally, based on the expense of filing a lien, and the potential that the association may not recover those costs, best practices dictate that the amount by substantial, or a significant portion of the association's budgeted income. There is no standard amount.
There is a coverage on most homeowners policies that is called "Pysical Damage to Property of Others". So, since you neighbor caused physical damage to your property, this would be the logical place to start. If this is not available, then the Liability coverage [portion of his policy would cover the damage.