7 years
Bankruptcies are included in most credit reports for 10 years from the time of discharge. bankruptcies are not debts...those are generally discharged or paid in BK....they are reported, generally, for 7 years. As a matter of legal courts public record, the BK itself is able to be found on many other searches for just about forever.
According to law, bankruptcy can affect your credit for a long time after you originally file for it - up to ten years (seven, if Chapter 13 is filed).
can you stop wage garnishment from your wages if you file bankruptcy
A chapter 7 bankruptcy filing remains on your credit report for 10 years. Chapter 13 bankruptcy remains for seven years. Under chapter 13 bankruptcy you repay at least a portion of the debt, so it is removed a little sooner.
As far as I'm aware, it is removed automatically after 7 or 10 years from the filing date depending on which chapter you filed.Thanks for using Answers.com!
How to get after job filing chapter 7 bankruptcy once it appears on the credit report
No, in fact it will leave a Bankruptcy record on your credit report for 10 years.
Whether you are filing Chapter 13 or Chapter 7 bankruptcy, your credit score will be directly impacted for 7-10 years AFTER you exit protection.
Bankruptcies are a matter of public record and this is why they appear in credit histories. A Chapter 13 listing will remain on your credit report for seven years from the filing date and a Chapter 7 will remain on the credit report for 10 years from the filing date. The credit report entry will state the bankruptcy was filed and dismissed, not discharged.
If your partner files for bankruptcy and you don't then the bankruptcy will not appear on your credit report. But you will be partly responsible for before bankruptcy filing. Generally filing bankruptcy will affect the credit rating of the individual who filed it.
In a Chapter 7 bankruptcy, a person filing for relief is called a
A bankruptcy is "on" your credit report the instant you file it and will not be removed for 7-10 years. Its a public record. If you dismiss the bankruptcy the day after filing, it will still show up.
You have to wait eight years after filing for Chapter 7 and 4 after filing for Chapter 13.
It should be removed 10 years after the filing date. If not, notify the credit reporting bureau of their error in not removing it. If it remains, consult a bankruptcy or debt collection practices lawyer.
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