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Refer to the Incontestable Clause in your life insurance policy. The Incontestable Clause states that after the policy is In Force two years, the company cannot void it because of misrepresentation or concealment by the insured in obtaining the policy.

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16y ago

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Related Questions

Can you borrow against a paid-up insurance policy?

Virtually no insurance company offers a loan against a paid up policy - they thoughts are if you cant keep premiums up then you wont be able to keep loan payments up.


Can any employer forced an employee to take Life Insurance policy?

they cant force you to do nothing but it may be required for the job.


How long does a person have to have a life insurance policy so that the insurance company cant question it?

Typically, once a life insurance policy has been in force for two years, it enters a period known as the contestability period. During this time, the insurance company can question the validity of the policy or any claims made. After this period, the policy is considered incontestable, meaning the insurance company cannot dispute its validity based on misrepresentation or other factors.


I Cant remember who your car insurance company is?

Take a look at the policy or if you paid by credit card, debit card or cheque have a look at your bank statements.


What will happened to the insurance member if the owner of the insurance company commit suicide?

An Insurance company cant commit suicide. So, I am not sure what you are trying to ask here. If you are asking about, what would happen if the insurance policy holder commits suicide? In that case too, nothing will happen. The insurance company will not pay any money to the deceased persons family. Insurance claims can be made only if death occurs by accident or natural causes. Not suicide.


Do you have to repay a student loan if you are a cosigner and the borrow doesn't pay it because he doesn't want to?

That is the whole idea to co-signing. Another party to collect from if the debtor doesnt/cant pay. You are the insurance policy that the loan will get repaid. AND neither the lender nor the debtor has to pay for that insurance.


Cant get insurance on new car just purchased?

and why????


How can recyling effect humans?

IT CANT


What happens if you are driving someone else's car and you have an accident and do not have proof of insurance?

If should be sufficient to tell the Police that you have a policy which allows you to drive other cars and give them the name of the company, they can then advise you to produce your documents within a certain lenght of time or they can ring the insurance company and confirm the details on the spot. . If the police havent been called then just get the other persons details and give them yours and tell them youll ring them later on with the details of your policy! If you dont have insurance to drive the other persons car then any accident caused by you will effect their insurance and may mean that they cant claim for the damage to their own car as they let an uninsured driver drive it! If they say they didnt give you permission to drive then you will have to be prosecuted for theft before they can claim for their damage!! Hope this helps!


Life insurance mom died cant find policy?

Try the following:Review her checking statements for the last 12 monthsReview her credit card statements for the last 12 monthsKeep monitoring her mail and banking statements. Eventually you will get a bill from the company unless she has a paid up policy.Ask her car or home insurance agent. (He or she may have also sold her a life insurance policy)Look at her calendars. Many insurance agents mail out calendars with their phone numbers each year.Read her holiday mail. Many agents mail holiday greeting cards.


Does homeowners insurance pay your house payment if you cant work?

No.


How do you get free Oxycontin?

Chances are, you cant. Unless your insurance pays for it.

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