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In Illinois, a judgment can stay on your credit report for 7 years in compliance eith the Fair Credit Reporting Act. You can access the FDCPA online or by calling the toll free number of the Federal Trade Commission in Washington DC and they will provide you with free copies and much more. In Illinois, if you have paid the judgment in full, get a copy of the dismissal in the court record. If the court record states "dismissed, vacated, held for naught", send the copy to the credit reporting agencies and they will remove it. If you report a dispute online to delete the judgment entry, it probably will not be deleted until you send them the court notice. If the judgment order is not over 30 days old you can write a motion to vacate or reconsider or appeal.

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