If the lien was visible on your credit report, it may take several years of perfect history before a lender will consider granting a loan. That means, every bill that is due must be paid on time and for the amount requested - every time, for several years. Miss just one, even by one minute, and you could be back at "square one" all over again.
The same as before they died. They still hold the lien and it must be satisfied.
You can typically refinance your home after purchasing it once you have made at least six mortgage payments. However, it's important to consider factors like interest rates and closing costs before deciding to refinance.
You must pay within 1 year after the tax lien has been filed. Any violation will lead to a federal transgression.
You can typically refinance your house after purchase once you have owned it for at least six months. However, it's important to consider factors like your credit score, equity in the home, and current interest rates before deciding to refinance.
Yes, the state of California can place a lien on your house under certain circumstances, such as if you owe back taxes, have unpaid state debts, or are involved in legal judgments. A tax lien may be filed if you fail to pay state income taxes, while a judgment lien can occur if a creditor wins a court case against you. Once a lien is in place, it can affect your ability to sell the property or refinance until the debt is resolved.
You can typically refinance your house after buying it once you have made a few mortgage payments, usually around six months to a year. However, it's important to consider factors like interest rates and closing costs before deciding to refinance.
There is no wait period.
Yes, a lien can be placed on a house for non-payment of a personal loan if the lender obtains a court judgment against the borrower. This legal process typically requires the lender to prove the debt in court, after which they can file a lien against the property. Once the lien is placed, it can affect the homeowner's ability to sell or refinance the property until the debt is settled. However, the specific rules and procedures can vary by state.
Each state is different. You may be able to file extensions or you may have a time limit to sue or "perfect" the lien. Once you sue, it would then become a judgment for the amount of the lien plus attorney costs and would be filed against the person, preventing them from buying or selling anything. A lien only prevents activity on the property on which it was filed.
One can refinance interest only mortgages through various means. GuideToLenders offers advice on which mortgages to refinance. It's recommended to only refinance your mortgage once.
Contact the institution that has the lien on the vehicle. Only they can release the lien once you have made all the payments.
The best place to start is updating the deed. Once your deed is updated, you can refinance your home with ease.