depend on when you paid it and from that date 7 years.
I have a civil judgment against me and the mobile home wasn't in my name. It is showing up on my credit report. How do I dispute it?
A civil judgment can generally stay on your credit report for up to 7 years in Montana. This timeframe is governed by the Fair Credit Reporting Act. It is important to note that the impact of the judgment on your credit score may lessen over time as it gets older.
Credit bureaus contract agencies to search public records. The judgment is then reported to the credit bureau and the notation is placed in the file of the judgment debtor. False/mistaken judgment entries on credit reports are not uncommon and is a major reason why consumer's should check their report on a regular basis. A civil judgment is entered on a credit report 15 to 30 days after a court proceeding. If the judgment is in fact true in nature, you can negotiate with the creditor to pay them on different terms to keep the judgment off. If the judgment is not yours, you will need to find the state and county in which they were filed and dispute this information with all three credit bureaus.
Plaintiff's do not enter a judgment on the defendant/debtor's credit report. Private agencies research court records and report civil lawsuit judgments that have been entered against a debtor to the credit bureaus.
AnswerIf it was true and accurate, no. maybeThat is often state dependant, but you should be able to have it removed once the debt is paid. If it is not paid yet, it is considered outstanding debt, and will stay on your credit report. No a valid judgment will remain 7 years or indefinitely if the judgment creditor chooses to renew it.If a judgment is paid or settled the entry will reflect such, but the judgment will still remain on the CR for a minimum of 7 years.YesOnly the court or the credit bureaus can remove judgments on your credit report. You can dispute anything on your credit report to the credit bureaus that you believe to be inaccurate or erroneous.
In Texas, civil judgments can appear on your credit report for up to seven years. However, if the judgment remains unpaid, it can continue to negatively impact your credit report until it is resolved. It is important to address any civil judgments promptly to avoid long-term credit consequences.
Yes, if the judgment was renewed before the expiration date.
In NY State it will stay on your credit report for 5 years from the date filed. Most states are 7.
How long does a civil judgement in New Jersey stay on your credit report?
It is supposed to be removed from your report, unless the judgment was rendered for a longer period of time Or if the judgment is renewed (which is not too likely).
A tenant-landlord civil judgment can stay on your credit report for up to seven years from the date it was filed. This can negatively impact your credit score and ability to secure future rental agreements or loans. It's essential to address any outstanding judgments promptly and work towards resolving them to improve your credit profile.
A civil judgment can remain on your credit report for up to 7 years in Arizona, although credit reporting agencies may remove it sooner. It's important to note that judgments can have a negative impact on your credit score and ability to obtain credit or loans.