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From my recent expierence of being sued by the collection agency of the hospital we owed money to, there are a few answers to this question. The following are two things I learned from our expierence.

1) They will go after you for any amount over $500.00, but I would not put it past them to go after you for any amount owed. I would guess this depends on the court they want to take you to and if the court requires a minimum amount such as in small claims court, and if the collection agency has lawers on staff. Ours did and they went after us, despite the fact that we made faithful payments and could not afford to pay the full amount ($760.00) in the time that they demanded.

2) If you own a house, have any sort of income, and can not prove financial hardship they will go after you. I thought that owning a house was the American dream, but if you have assetts, they will go after you and turn your life into the American nightmare. The collection agency will do an analysis of your situation and determine if you have assets they can salvage for their client. They can't take your home, but if they sue you and they can have your wages garnished, or put a lien on your home.

3) My best answer to this question is to seek legal advice from a lawyer who is familiar with the laws in your area. If possible try to negotiate with the hospital on your bills. If they allow you to have a payment plan, stick to it and do not make any late payments. Your one late payment could send you to collections.

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13y ago

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