within 90 days
You can not have a judgement to garnish wages since you are not a major company, you will need to go to court to collect.
If the creditor is a government agency, then yes. If the creditor has not won a court settlement to garnish your wages, then no.
Yes he can, but only with a court order.
In Texas, they take you to court on a judgment in order to collect. Statutes of limitations on debt collection in Texas is four years. Debtors cannot garnish any wages.
No. It needs to be done through a court of law
Yes, a creditor can garnish a bank account in South Carolina. The creditor will have to obtain a judgment from a court before a bank account can be garnished.
Yes, a creditor can garnish wages even if a levy was lifted on the account. This would require a judgment and the court documents.
No. Nor can they in any other US state.
The court will try and contact you via mail, but they do not need proof that you were contacted, and you do not have to be present in order for your creditor to win. The creditor only has to provide proof that the debt is owed. You want to avoid this at all costs, for it is after a judgement is issued that a creditor can seize bank accounts, assets or garnish wages. In addition, it is easy to renew a judgement once its SOL has past. If the creditor is diligent about his renewals, you could find yourself in the position where a judgement against you never expires. A judgement will drop off your credit report after 7 years, but your creditor can pursue you until the debt is paid.
Wages can be garnished in the state of PA. The creditor needs to go to court, and get a judgment against you, and garnishment will begin in approximately one month.
Yes, wages can be garnished for consumer debt. The creditor would first have to sue you and get a judgement, then ask the court to garnish your wages. If the debt is secured, like a home or car they will likely just foreclose or repossess.
When/if the judgement is granted by the court, it is filed with the Clerk of Court, and the lienor is given lawful authority to lien or attach the debtors bank accounts or such other items of personal or business property as might be permitted by the judgement.