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I'm a little unsure of the situation. If your name is not on the property's deed/title, generally speaking, there should be no problem. Your credit rating is subject only to purchases and/or loans you, yourself undertake. I hope that helps.

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18y ago

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Is your credit history affected by a lien that is put on a house?

If there is a mortgage/equity loan involved,that loan will report on your credit history. The lien will report on the title of the house. A title search will be conducted if you are selling or refinancing the house.


Can Liens by credit card companies be placed on jointly owned property?

Yes. My husband had credit card debt from before we got married and purchased out house. It turned into a judgment lien and not it's attached to the house we bought together even though the house is in both our names and I had nothing to do with the credit card.


What a crown is to as Chimney is to house?

A head. A crown is placed on top of a head, and a chimney is placed on top of a house.


Can you buy a house if you have a foreclosure on your credit?

you must restore your credit.


How can I establish credit in order to buy a house?

To establish credit for buying a house, you can start by applying for a credit card or a small loan, making timely payments, keeping your credit utilization low, and monitoring your credit report regularly. This will help you build a positive credit history, which is important when applying for a mortgage to buy a house.


I don't work and don't have a checking account my husband is the only one on the house note when we file taxes can a credit card company garnish our taxes if its my credit card?

no, a credit card company can not garnish your taxes only a federal or state entity can. The CC company could have a lien placed on something of value, so that when that item (house, boat, car, motorcycle, furniture, etc) is sold, they are paid first from the proceeds.


Can they take your house if you do not pay your credit card?

Only if the credit card an "equity line of credit" which is secured by a second mortgage on the property. But then, if her name is not on the house, she couldn't have used it for security on the credit card, so NO.


Why one should have credit card?

There is no good reason for having a credit card (If you only want to spend the money you own), The only reason that a card may be handy is to help cope with online purchaces and this can now be covered by a debit card. Another good reason is to build up good credit, it looks much better in the eyes of a credit company to be someone who uses credit and pays it back in a timely fashion, than be someone who has never used it. It's not realistic to expect to buy a car, or house entirely out of your own pocket these days, you're going to need a loan, mortgage, etc, and that means opening a line of credit with someone who will look at your credit history first.


Does in-house financing impact your credit score?

Yes, in-house financing can impact your credit score. When you use in-house financing to make a purchase, the lender may report your payment history to the credit bureaus, which can affect your credit score positively or negatively depending on how you manage the payments.


Can you get a house with a 570 credit score?

no


Can a person with no credit get a loan for a house?

no


Where can you not apply for a credit card?

At my house