The best approach would be to work with the Creditor's attorney to come up with some kind of agreement.
You can also move to have the stay reimposed or ask the Judge to reconsider lifting the stay.
If the motion for relief from stay has been granted, you no longer have a defense. The time to raise a defense would have been right after the motion was filed by obtaining a hearing date and opposing the motion. The creditor is not required to negotiate with you, but you should at least try again.
No.
Yes.
If the motion is granted, the BK court is allowing the creditor to seize/take back the property, so no, you would not be allowed to keep the property
Not enough information contained in question.. Plaintiffs motion for WHAT? Motion for relief of WHAT?
That's a pretty good indicator of their intent.
You can't file any legal action against the non-paying tenant until the chapter 13 has been dismissed or the court grants your relief from stay motion. You can also file a motion to have the entire case dismissed if the failure to pay rent is a breach of the chapter 13 plan. If the tenant is still in the property, you will want to file an eviction lawsuit and not a small claims lawsuit.
If a creditor files a motion for relief from stay in any bankruptcy proceeding, the papers should be served on the debtor's attorney of record.
The equivalent of Dramamine for motion sickness relief is Meclizine.
Yes, you can still file for Chapter 13 bankruptcy to save your home even if your lender has been granted relief from stay. However, you would need to act quickly to address the situation, as the lender may proceed with foreclosure. In Chapter 13, you can propose a repayment plan to catch up on missed mortgage payments over a period of three to five years. It’s advisable to consult with a bankruptcy attorney to navigate the complexities of your case.
In a Chapter 7 bankruptcy, a person filing for relief is called a
Hopefully, most would do what they feel is most beneficial for them to get the best result, which is generally paid as much as possible as quickly as possible.
Yes, so long as you keep making the mortgage payments. If you stop paying, eventually the creditor will be allowed to foreclose on the property.