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legally they are not aloud to break and enter into a building to get anything now if your garage is open and the repo man comes by and sees that he will try to take the item needed repo-ed and that is ok

It is legal in some states for a repo man to enter an open, unlocked garage. In others it is a crime, and conducting a repossession in a case like this would be prosecutable as Larceny from a Building.

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