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What is the liability of the owner if some other person takes out insurance on his car?

The insured and the owner of the vehicle are both legally responsible for the vehicle and they could both get sued for an accident.


Are you legally required to purchase insurance for your boat in New Jersey?

No, it is not legally required that you purchase insurance for your boat in New Jersey. It is a good idea to have boat insurance in case of an accident.


Who is repsonsible if someone you did not give permission and does not have a license causes an accident my daughter who is listed on my policy did give permission?

You are still responsible for her and her decisions Legally the owner of the vehicle is going to be held liable.


If medical insurance will not cover injuries from an auto accident why do they ask if you have it and then limit your coverage?

Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible (in most cases) for what your car insurance and the third party involved's insurance does not pay. Legally, car insurance is primary over health insurance.


If your 17-yr old daughter has moved out with her boyfriend are you still legally responsible for her medical insurance car insurance etc?

If she is still a minor and not emancipated then Yes, The Legal Guardian can still be held financially liable for the child's actions.


What happens if you drive someone else's car with no insurance and get in an accident?

You are the one legally in the care, custody, and control of the vehicle and therefore are the one who will be cited for driving without insurance. This is just the beginning of your trouble though. If you were at fault, you are also responsible for the damages done in the accident which may include injuries and damages to the vehicle you hit.


Can a cosigner be held legally responsible and sued for a car accident involving the primary borrower?

Yes, a cosigner can be held legally responsible and sued for a car accident involving the primary borrower, as they are equally liable for the loan and any related incidents.


Are parents legally responsible for pregnant daughter under 18?

Yes, they are still responsible for their daughter. Once she reaches the age of 18 she is free to go where she wishes.


If your name is on a title as the co-signer am I legally responsible if there is an accident?

I co-signed for the loan on my sons car. If there is an accident would they come after me.


What is the pink slip for driving and why is it important to have one?

A pink slip is a document that proves you have valid car insurance. It is important to have one because it shows that you are legally allowed to drive and that you are financially responsible in case of an accident.


If your wife bought your 17 year old daughter a car without providing necessary insurance but you have full custody after your divorce who is liable if she cause an accident?

Another fine example of irresponsible behavior by people who use their children as pawns in a divorce. Now you are in the uncomfortable position of either insuring your daughter's vehicle or demanding that the mother keep it in HER name. The daughter cannot legally own a vehicle until she is of age and as such, you are responsible since you have full custody. You would be wise to require that the mother put the vehicle in HER name until the daughter turns 18 and can be responsible for her own vehicle.


Is the driver or the owner legally responsibile in an accident?

Insurance stays with the car. So if the vehicle is insured (subject to any policy exclusions) and your 'permissive driver' were at fault then your policy will be primary on all damages. You both however are 'legally' responsible. If you are saying that neither the vehicle nor the driver had insurance. Then you both have a problem, and more than likely the injured party (or their insurance) will come to both of you for reimbursement.