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If one spouse does not agree with the refinancing loan terms can the other spouse continue with the loan refinancing?
Maybe. More details are needed. Generally it would not be easy. If the two individuals own the home then it is pretty much impossible to get a loan without both parties signing the documents. Most lenders will avoid even trying to make such a loan and the title company will raise objections. If the married couple do not own the home in both of their names it could be possible for one person to obtain a loan. In some states there would be a problem if the other party did not sign off given dower rights or other state rules for married couples and real estate. Best is for the two people to discuss things and to come to a common agreement. I am ignoring intentional fraud where one party doctors the paperwork so that the loan goes through.
What else can I help you with?
What are the options for refinancing with only one spouse?
When refinancing with only one spouse, the options include applying for a new loan in the name of the spouse who has sufficient income and credit, or removing the other spouse from the current loan through a process called a loan assumption or a loan modification.
What if a spouse cannot afford to move out after a divorce?
That falls under the category of tough luck. If the spouse can not afford to move, the other would have to agree to let them stay. If they do not agree, the other has to go.
How can refinancing during divorce help in dividing assets and liabilities fairly between the spouses?
Refinancing during divorce can help divide assets and liabilities fairly by allowing one spouse to take over the mortgage on a shared property, removing the other spouse's financial responsibility. This can help simplify the division of assets and debts, ensuring a more equitable distribution during the divorce process.
What do you do if your married and your spouse has feeling for someone else?
Sadly, it depends on whether your spouse will agree to stop the other relationship immediately and work on the relationship with you. If not, or if you believe you cannot forgive the error, then your marriage is over.
Can the surviving spouse of the deceased husband continue to receive mineral rights income he had inherited?
Typically the spouse will inherit the property of a deceased spouse. A will may assign things to other beneficiaries. Consult a licensed attorney in the state in question.
Can a spouse blackmail the other spouse?
is it illegal for a spouse to blackmail the other spouse
What banks offer a free online refinancing calculator?
There are several banks that offer online refinancing calculators including Bank of America, Wells Fargo, and Chase. For automotive refinancing, Nationwide offers a useful calculator. There are many other types of calculators available online for other types of refinancing.
Can the surviving spouse forfeit the home if she cannot afford the debt and the title was solely in the name of the deceased spouse in Colorado?
Real property can only be held in two forms other than sole ownership,in Colorado, Joint Tenancy and Tenancy in Common. The partitioning of the property depends upon how it is deeded. Be that as it may, if the surviving spouse wishes to retain the property they would in most cases only need to continue paying as agreed in the original lending terms. Although most lenders reserve the right to request refinancing of the property or the acceleration of repayment (seldom implemented) depending upon the financial status of the surviving spouse.
Why do you continue to waste your time on this website?
It helps other people and is a good way to get answers. If you do not agree, then fine. I don't care.
Where can one find mortgage refinancing calculators?
One can find mortgage refinancing calculators at a website called Realtor. Other websites that one can find mortgage refinancing calculators at include Zillow and CGI.
If you are pregnant by someone other than your spouse can the real fathers's name go on the birth certificate if you are not divorced yet?
Yes but you need the real father to claim the baby as his and your spouse to agree, if not your spouse may request a paternity test. But you should also check the laws regarding this matter depending on where you live.
Where can one find information about FHA home refinancing?
One can find information about FHA home refinancing by going directly to the FHA home refinancing website. There is contact information and other categories to peruse to find the information needed.
