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Under the statutes of limitations it appears that, yes, they can. Also, since it is necessary to sign a signature on credit card sales receipts, the offense also embodies the elements of FORGERY, and the statute of limitations for that offense run even longer than credit card faud. Massachusetts Statutes of Limitation Debt instruments issued by banks, Contract under seal: 20 years. Judgments: 20 Years. Oral or Written Contracts: 6 Years.

Consumer Protection Actions: 4 Years. Recovery of Property: 3 Years. Probate Claims: 1 Year from date of death. Claims on mortgage notes following foreclosure or on claims junior to a foreclosed mortgage: 2 Years. See: http://www.fair-debt-collection.com/SOL-by-State.html#22

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