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You will need to call your local Workers Compensation Commission and find out if there is anything you can do. In South Carolina you would have to be employed by this person and drawing a paycheck with taxes being taken out to beable to file any kind of WC claim.

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12y ago

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What are your options as far as professional indemnity?

It depends on the type of insurance you are looking into as well as your profession some examples are:general liability business insurance and contractor liability insurance, among many others.


Where can a business owner purchase business liability?

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What are the benefits and coverage options of an annual car hire insurance policy?

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Full coverage auto insurance?

"Full coverage" doesn't actually exist-but there are lots of auto insurance options you can choose from to help you feel well protected. When people say full coverage it usually means that they have a combination of insurance types that result in you being covered in almost every situation. This could include liability insurance, comprehensive insurance, uninsured motorist insurance, bodily injury protection and many others.


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If you get injured in an accident that is your fault and have only minimum insurance what expenses are covered by your insurance?

It's best to discuss your coverage with you Insurance agent. Your agent can review your policy with you for available coverage and can help you choose additional coverage options to meet your exposures.Minimum liability Auto Insurance, Generally only pays for the damage and injuries you cause to others in a covered accident for which you are liable if you declined PIP and did not pick up any medical coverage.Not all states require that you pick up medical coverage on an auto liability policy while many U.S. jurisdictions do mandate it be added to your policy along with the appropriate premium charge.Happy MotoringAnswerIt depends upon state requirements and the genre of insurance to which you refer. For purposes of this discussion, I will presume that you are referring to auto insurance, as that is the type with which most people are probably most familiar.Most all states require coverage that pays a percentage of medical expenses and lost wages if one is injured in a collision. Sometimes called "personal injury protection", benefits are paid to the insured irrespective of fault. That is, the insurance is "first party" meaning that one maintains it on oneself and it often extends to all members of the household.Sometimes, this insurance is subject to a deductible, meaning that payment of benefits is not triggered until the expenses otherwise covered (medical expenses and lost wages) exceed a stated amount.


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You will probably purchase all your insurance from one agent, who can guide you through the process and make sure that you are sufficiently covered. The cost of liability depends on a number of considerations, including the services you offer, number of employees, location, floor plan, licenses, etc. Sit down with your agent and discuss all the options.


What are the best insurance options available for high net worth individuals?

For high net worth individuals, the best insurance options include high-value homeowners insurance, umbrella liability insurance, and specialized coverage for valuable assets like art, jewelry, and collectibles. Working with a knowledgeable insurance advisor can help tailor a comprehensive insurance portfolio to protect their wealth and assets.

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