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What else can I help you with?
Is bad credit going to keep you from renting a apartment?
That depends if the place your renting is doing a credit check on you. Not all landlords do credit checks.
Is it against the law to run someone's credit without their permission?
Yes it is against the law, because by running someone's credit without permission is committing Fraud.
How will an eviction affect renting in the future?
YES. This will show up on your credit report as "Landlord/Tenant history". This will stay there for 7-10 years!
Why do credit scores matter?
If your credit score is low, it can affect you renting a home, getting loans, or even getting a job. usually having many credit cards, or having credit card debt, can make you have low score. xD SWAG
What is a credit card affiliate and how will it affect someone applying for a credit card?
Credit card affiliates offer credit card customers exclusive deals and incentives for using a credit card. This does not affect an application as the enrollment in the program is voluntary.
How do you raise your credit score when it has been lowered due to credit inquiries?
Pay your bills. I don't know that a credit inquiry will lower your credit score. What does affect your credit score is not paying. Even if you pay late, it shows willingness to pay. But as far as someone checking your credit, I don't think that will actually affect your credit score. Pay your bills. I don't know that a credit inquiry will lower your credit score. What does affect your credit score is not paying. Even if you pay late, it shows willingness to pay. But as far as someone checking your credit, I don't think that will actually affect your credit score.
Does adding someone as an authorized user affect my credit score?
Yes, adding someone as an authorized user can potentially affect your credit score. If the authorized user has a good credit history, it may have a positive impact on your credit score. However, if the authorized user has a poor credit history, it could potentially have a negative impact on your credit score.
Is renting or leasing a house is NOT considered an alternative to borrowing on credit?
Renting or leasing a house is not considered an alternative to borrowing on credit because they are fundamentally different financial arrangements. When renting or leasing, you are paying for the use of the property without taking on debt, whereas borrowing on credit involves obtaining a loan that must be repaid with interest. Renting or leasing does not involve a financial institution extending credit to you, unlike borrowing on credit.
Will I pass a credit check for renting?
Whether you pass a credit check for renting depends on your credit history and score. If you have a good credit score and a history of making payments on time, you are more likely to pass the credit check. If you have a poor credit history or a low credit score, you may have difficulty passing the credit check.
If your spouse co-signs for someone will it affect your credit too?
No, your credit rating is separate from your spouse. If he or she cosigns it will only effect his or her credit rating.
Does someone living at an address with a bad credit history affect the credit rating of that address for anyone else living there?
No. Credit is tracked by the individual, not by an address.
Dose it affect your credit score when ever someone looks at your score when shopping around for a mortgage?
When you ask a possible creditor to inquire about your credit, it may affect your credit. This is because it implies that you're possibly opening a new line of credit. But you have the right to look at your credit report without affecting your credit. When you request your credit report it's called a "consumer pull" and has no affect on your credit.
