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If you borrow a friends car and wreck it will your liability insurance cover the damages?
Wiki User
∙ 16y ago
depends on your insurance plan, call your adjuster.
Wiki User
∙ 16y ago
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If i have a driver's license and i don't have car insurance can i borrow my friends car?
Yes you can borrow it, but if he doesn't have insurance then you could be breaking the law.
Who is liable if you borrow someone?
Liability always rests with the at fault party. The insurance company covers the property not the person.
In a vehicle accident with property damage whose insurance is responsible the driver's or the owner's?
The registered owner is only required to furnish liability insurance. If the owner does not have sufficient coverage (liability, comprehensive or collision), then the driver's policy would invoke as secondary coverage. It's not nice to borrow someones vehicle, wreck it and then claim ""not my responsibility". after all, you did borrow the vehicle.
Are you covered by a friends insurance if you borrow their car and get into an accident?
Yes, unless you are under the influence of alcohol or drugs
Can you get auto insurance if you do not own a car?
Yes you can, it's called a named non-owned policy. It covers you to drive a vehicle you do not own, and it only covers you to drive a vehicle that does not have insurance. If you borrow a friends car and have a name non-woned vehicle and have an accident, the insurance follows the vehicle, so their insurance will pay. That company may subrogate and come after you then it would be up to your insurance company to decide if they'd accept liability.
My friend borrowed my car and brought it back totaled is he responsible to pay for the damage if I don't have insurance?
If you let a friend borrow a car who had no insurance and you had no insurance, essentially two violations have been committed. He is responsible, but you are too. It is unlikely that a court would award you with damages.
If you borrow a car and are involved in an accident with that car are you obligated to pay damages?
Not at all. Just whisper in the owner's ear: "Tough stuff old PAL" "Shoulda kept up your insurance"
Can you get magby without FireRed?
no maybe u can borrow a friends? no maybe u can borrow a friends?
If your 22 year old son has his own car and insurance and he wanted to borrow your car one day - would he be covered because he has his own car insurance or would you have to add him to yours?
your liability insureance should grant him coverage, but you need to check your insurance plan to be sure.
What is the purpose of 1 day insurance?
If one needs to borrow a vehicle from a friend or family member for a special occasion or purpose, it is a good idea to obtain one day car insurance. One day car insurance provides coverage for the vehicle and protects against liability.
Can you borrow from your insurance policy?
Borrow - No. You cannot borrow directly from your insurance policy. But, you can borrow with your insurance policy as "collateral". Only certain types of insurance policies where there will be a guaranteed payout at maturity will be eligible for loans. Simple pure term policies that pay nothing if you outlive the policy period will not be eligible for these type of loans.
Whose insurance company pays if you let your friend borrow your car and they hit a deer with it?
The insurance follows the vehicle so your own insurance company would be primary. However, if you don't carry the comprehensive coverage on your own policy and your friend has a vehicle with comprehensive coverage, his coverage would be secondary and pay for the damages.
