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Only the deed matters to establish ownership. You need to check to see whose names are on the deed. The grantees on the deed are the owners of the property. Since you're not married and you are paying the loan off by yourself you should have some agreement in writing that the other person will pay you back at least half of what you have paid. You must keep proof of your payments and they should be made by check, not in cash.

Also, you need to make sure the deed states that you own the property as joint tenants with the right of survivorship. That means if one dies their interest automatically passes to the surviving owner. Otherwise if either dies, their half will go to their heirs at law or by their will.

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12y ago

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