wage garnishment, file a lien against you, etc.
Yes, a collection agency can take you to court for unpaid debts if they are unable to collect the debt through other means.
No
Yes they can.
In most cases, a collection agency cannot take your personal possessions. Depending on the amount, they may be able to garnish your wages which is what would happen first.
no , there is no way a collection agency can take welfare funds.should it happen ,send a copy of your benefits statement showing proof that it is welfare. the agency will then send a reversal and monies will be returned ..
they will stop at nothing including threatening to take your first born child but basically all they can do is sue you and get a judgment and if you have no assets they cannot take them, but if your working you could have your wages attached...
To address a collection agency complaint effectively, you can take the following steps: Review the complaint carefully to understand the issue. Gather all relevant documentation and records related to the debt. Contact the collection agency in writing to dispute the claim and request validation of the debt. Keep detailed records of all communication with the collection agency. Consider seeking legal advice or contacting a consumer protection agency for assistance if needed.
Absolutely they can ! The only reason a person needs to deal with a collection agency, is because they defaulted on payments to the original company. That company passed the account to a debt-recovery agency, who paid the sum YOU owe to the original company. If you simply refuse to pay the collection agency, they have the legal right to take you to court to recover the debt !
Once a debt has been sold to a collection agency, that agency owns the debt. Now it would be between you and the collection agency to settle the debt; the creditor has washed his hands of the matter. If you think the debt collection agency isn't working within its legal limits and is harrassing you, check out the Fair Debt Collection Act, which outlines was a collection agency can and cannot do.
If your vehicle is the collateral for the loan, then yes.
Not without a court order.
Not unless the take you to court, and you lose. If you were sued, and you didn't show up, you lost. Once a judge finds in the collectors favor, they can move to have your wages garnished, including funds in your bank account.