No, but the full amount of any joint debt will remain valid when included in an individual BK and the creditor can pursue collection from the non-filing debtor.
If your partner files for bankruptcy and you don't then the bankruptcy will not appear on your credit report. But you will be partly responsible for before bankruptcy filing. Generally filing bankruptcy will affect the credit rating of the individual who filed it.
The bankruptcy will appear on their credit if you include this card in your bankruptcy. If you leave the card off the bankruptcy, it will not effect their credit.
Yes!
No. Backruptcy will always appear on your credit. After 7-10 years your credit will be as good as someone who has not filed bankruptcy.
10 years for a chapter 7.
for a 10 year period
Such an individual may appear apathetic, disinterested, asocial, quiet or mute, physically slowed or still (hypokinetic), and emotionally remote.
A bankruptcy remains on your credit record for ten years. It remains a public record in the courts forever. You can file a motion in bankruptcy court to have it expunged from the court records. If the motion is allowed, it will appear as though it had never been filed in the court because it will no longer appear in the public records.
Waves often appear as a series of crests called wave trains. These wave trains consist of multiple individual waves following one another in succession.
If the account the cosigner is on is included in the bankruptcy it will appear on their credit report. In most cases the cosigner will not be relieved of the debt when the primary holder files for bankruptcy. The creditor(s) can then pursue the cosigner for the collection of money owed.
10 years at least. Other records (like court) may be much longer.
recessive