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Those who make fraudulent insurance claims hurt us all because insurance companies factor in false claims when calculating their premiums: like shoplifting, we all pay more because of it. Also, false claims waste police time and resources But you need to examine your motives here. If you're considering reporting the offence because the person committing the fraud is someone you don't like, or want to get back at, it could be best for you that you don't do it. If as far as you know it's the only time the person has done this, you might also like to consider not reporting it. Perhaps you have reason to believe it isn't the first offence for this person or their friends or family; maybe you'd consider in the circumstances it should be reported. This could be tricky if the person or people involved might know it's you making the report, especially if there's a possibility they might retaliate. If it's a friend - a good friend - you could consider suggesting they clear the record by reporting the bike's been found and refunding the claim money. It wouldn't be a good idea, though, to make any comments which might be construed as a threat to report them. Try appealing to their better nature. If the person's a member of your own family you need to very carefully weigh up the consequences of making a report. In the end you need to consider the situation and follow your conscience.

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17y ago

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Must all road traffic accidents be reported to the police?

"Yes, for a number of reasons. If you are in an accident, someone witnesses it, and you leave the scene, it can be reported. If there is damage to your vehicle - or someone elses - most insurance companies require that the police are notified and a report is filed."


Can someone file a claim on your car insurance if the accident wasn't reported to the police?

Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.


What happens to a person if he hits a car files a police report stating it was a hit and run and the police find out that it was the peron who filed the report that hit the car?

you will most likely get charged with filing a false police report. If you reported it to your insurance you can add insurance fraud, which is a felony


Can an insurance agency find out about a claim or accident even if there was no police involved or report on it when asked about your past accident history?

Yes, CLUE reports monitor anything paid by any insurance company regardless of a police report. Therefore, only if you reported the accident to the insurance company or they reported it. If you did not, and they did not, and there was no police report(for example you did some kind of direct negotiation or something) only then is there no way they are going to find out.


Who do I contact if someone hit my car?

Your insurance company first, then, the police for a report.


If someone hits your car and you don't know who it is?

File a report with the local police agency and report it to your insurance company.


Can you file an insurance claim if you did not get a police report?

Yes, you do not need a police report to file a insurance claim.


Can you file a police report 2 weeks after the accident?

If the accident was reported to the police at the time it occurred, I believe a report can be filed, although it should have been filed ASAP. Check with your insurance company and state regulations.


Does insurance pay for road rage when someone intentionally hits you with their car?

get a police report will out it you are screwed


You were involved in a minor fender bender no police report was filed but insurance company will be notified Will the accident show on your driving record even though the police was not involved?

It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.


How do you find out if someone has auto insurance?

get a copy of the police report. it gives you the name of other parties insurance company and policy number.


Someone hit my car we decide not to go through insurance He didn't pay So I went through insurance He now told his insurance company someone hit him And they will not pay out to fix my car?

Once you decided to not go through insurance and not file a police report, you left yourself open for paying for your own repairs. Sorry you learned such a hard lesson. Never have an accident and not get a police report. The insurance company is not going to pay out based on someone's word. A police report is needed to file a claim.