If you live in a second floor condo and you rent the condo, the leak that causes damage is the responsibility of the owner of the building. If you own the condo, the leak is the responsibility of the owner of the condo with the leak.
Let your condo insurance company duke it out with the master policy insurance co.
If the master policy is written to include flood coverage, then, yes.
It should go on your neighbors insurance, he's the one whos responsible for the damage.
Read your governing documents to determine who owns the fuse panel, the unit owner or the association. As well, your board can help you determine who is responsible to fix/replace the panel and who is responsible for paying for it.
In most cases the association is responsible for mantaining the roof and structure. It should the the association's insurance problem.
If the pressure exceeds the normal rating of the fittings and valves.. Normally rated for 125 PSI
If it was determined that the condominium did not bear any blame, then you are the one who would be responsible.
There is no standard for common interest ownership communities: your master insurance policy determines coverage criteria. The insurance industry's standard for your geography may also apply, according to where the mold occurs in the building. Your board and association manager are best equipped to answer your question.
Read your governing documents to determine this responsibility.
HO6 condo insurance covers damage to the interior of the condo and the possessions therein from things such as fire, theft, water damage, etc. The master policy that covers the building only covers exterior damage. HO6 insurance would be necessary in places where wild fires or other natural disasters are somewhat frequent.
Your personal condo insurance should cover it under the liability section. It will not be a penalty to you.
Read your governing documents to determine who owns the driveway. The owner of the driveway, which may not be the owner of the condominium unit, is responsible for 'fixing the driveway'. Best practices dictate that at least you file a maintenance request for the repairs you believe are required.