If you were driving within the law old enough held a valid licence at the time and indeed included on the insurance theres a chance you will be covered by the insurance but seeing as it was your mothers car and insurance and through the result of an accident caused by your own admittance by yourself which takes all blame away from her then this being the case the insurance would still have to pay out on her insurance policy.
Although it depends on your insurance, the driver is covered if driving with your permission.
As long as you are sure they have insurance and if you are listed as a drive on such insurance policy. If these cases are both yes then you will be covered under their insurance as long as you have permission to drive the vehicle.
In NY it is any driver that is driving the car with the owner's permission.
You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the parents' permission, not just your friend's. It may be that your friend can't give a legally binding permission.
No way! The insurance certificate specifies who may drive. It will not include unlicensed drivers! Even a licensed driver, but driving without the owner's permission will not be covered by the car owner's insurance.
As long as your son was on the policy or had permission from the owner of the vehicle to drive it, he should be covered.
99% of all insurance companies will cover such situations.
Someone driving your car with your permission is usually covered by your insurance. There may be some special circumstances which can negate that, so it's hard to say specifically for your case. If your insurance company is resisting, you may need help from your agent or an attorney.
ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.
If you are asking about the automobile insurance policy, it depends on the specific policy. Most policies include protection when driving another vehicle as long as it is with permission of the owner.
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
Only if your insurance policy includes driving in Ireland.