It will only become an issue if you apply for joint credit such as a mortgage, vehicle financing, and so forth.
Yes.
It will only affect the non-filing spouse if the couple apply for some type of joint credit, such as a home mortgage. It will not affect the new spouse's credit report/score.
Chapter 11 bankruptcy allows you to reorganize your debt so that you may pay it off. But it is not for everyone. You should contact a lawyer to see if you could even qualify for Chapter 11 bankruptcy.
Yes, a Chapter 7 bankruptcy is a Chapter 7 bankruptcy. The exact details are irrelevant, it will remain on your credit report and prevent you from refiling for the same length of time either way.
I have file for Chapter 7 twice and it has had no effect on my car insurance.
No, unless you both filed a joint BK petition.
It will have no affect on her credit. Only the person(s) who are a party to a bankruptcy have it noted on any crediting reportage.
Absolutely. Tremendously. A huge amount. For a long time. at least 10 years.
Yes, you can file for Chapter 13 bankruptcy while under contract to sell your house. However, the sale may need to be disclosed in your bankruptcy filing, and the bankruptcy court will need to approve the transaction. It's important to consult with a bankruptcy attorney to navigate the process and understand how it may affect your sale and overall financial situation.
Maybe. A chapter 13 is a repayment plan and in some instances will not affect the terms of the lender and borrower contract.
8 years from the date of discharge of the previous chapter 7.
It is very important that the BK participants contact the bankruptcy trustee as soon as possible when they experience changes that directly affect the filing status.