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It depends on why your being sued.
If your homeowners insurance covers the act that caused the suit, then you should have legal defense costs coverage if you purchased liability insurance with your homeowners insurance policy.
If you did not purchase liability coverage then your insurance company will not defend you.
What else can I help you with?
What kinds of circumstances are covered by excess liability insurance?
Excess liability insurance gives you extra asset protection beyond your basic policy. It can help in the event of being sued by someone due to injury or negligence in your home or anywhere else.
Do anesthesiologists get sued for killing a patient?
If you are asking if they are covered by malpractice insurance, the answer is yes.
Why do I need my own coverage if I also have company vehicle insurance?
The companies insurance will protect them from being sued but not you.
Does private mortgage insurance protect you from being sued over foreclosure of your house?
No.No.No.No.
If you rent an apartment should you get home owners insurance?
If you rent an apartment, you don't need homeOWNERS insurance, but you you definitely need Renters Insurance, which is a form of homeowners insurance. Most renters' policies will protect your personal belongings from perils such as theft and fire. It will also reimburse you the cost of additional living expenses if your apartment or rented home is damaged by a covered peril. A renters policy will also give you liability insurance; don't thnk for a minute that if someone falls in your apartment that only your landlord will be sued. If your dog bites someone, it will also protect you if you get sued.
What happens when you are sued in civil court for your neighbor being injured on your property?
You call your insurance company
Your daughter caused an auto accident while on your policy She no longer is on it and is being sued from the woman she ran into Does your insurance policy still have to pay?
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.
Can homeowners insurance be sued for an injury resulting from a criminal assault?
Homeowners Insurance can not be sued due to a criminal assault.
If a 13-year old boy takes a job mowing the lawn for a neighbor and he injures himself with the lawnmower can the neighbor be sued?
yes ,but homeowner has insurance that should cover that depending on insurance policy.what is covered
Can a person sue a homeowner after suing the home insurance company for the same accident?
Generally No. If you have already sued the Home Insurance Company, then you have already sued by default the Homeowner. You can not have sued one without already having sued the other. If a property owner is liable to you for an accidental injury, The home owner may have insurance to cover those liabilities. The insurance company would not be the cause of an accident. If you sue an insured homeowner, their insurance company is only enjoined in the suit by virtue of the coverage provided to their insured home owner who has been sued. The homeowners insurance company may cover the cost of defense of the suit filed against the insured homeowner and may pay awards or judgments up to the limits of the homeowners insurance policy on behalf of that insured homeowner. Bear in mind that the Insurance Company is not liable for an accident, The insurance company may be liable for damages and awards based on assertions and finding of liability on the part of the insured homeowner. If your suit failed (or you Lost the suit), Then that means the homeowner was found not liable for your injuries. If you have accepted a settlement from the insurance company, that settlement will have settled your claims against the homeowner.
If you have your own car insurance policy can your parents be sued if you live in their home and you are involved in auto accident?
If you are under 18, yes.
Who do you call if insco does not address your mold probem?
First off, no homeowners insurance has ever been made that covers mold. In the last few years due to litigation some companies have added a limited amount of mold coverage to their policy. Mold is a maintenance issue and should not be covered by homeowners insurance. The only reason that some are now is strictly because of one lawsuit by Ed McMann who sued his insurance company and ended up being awarded more that the home cost just because of who he was and the jury's incompetence. Homeowners insurance is made to cover items that are the result of covered causes only and basically incidents that are sudden and accidental. Because of this suit everyone's home insurance in the nation has increased. Many states have allowed companies to specifically exclude mold damage. Some have not. Even so mold is not a covered cause on any policy.
