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It could get into a problem if something happens to you and you can't or don't pay the bill for whatever reason. It could be considered fraud and you could go to jail. On the other hand, if you get a card in your own name, the worst that would happen is bankruptcy, default, or being tracked by the government. Better safe than sorry.
What else can I help you with?
Using a dead spouses credit card?
Using a dead person's credit card is a criminal offense.
Is it illegal to get your spouses credit card number even though your separated?
It might not be illegal to "get" a credit card number but it would be to use it if you're not an authorized user. If you're not on the account then the provider has no obligation to provide you any information about it.
Is it illegal to sign someones credit card receipt using your own signature?
It may not be illegal, but it would certainly be invalid. The credit card holder is the only person legally entitled to sign his credit receipt.
Does Wisconsin garnish a spouses wages to satisfy a credit card debt?
No, Wisconsin will not garnish a spouses wages to satisfy a credit card debt. Credit cards do not generally seek garnishments unless the amount is very large.
Are spouses responsible for credit card debt in Kansas?
If you are a joint applicant, then yes, but if the card is not in your name, then no.
Is it illegal to use someone else's credit card?
Yes, it is illegal to use someone else's credit card without their permission. This is considered credit card fraud and is punishable by law.
Is it illegal for a store to set a limit on the amount you must purchase on your credit card?
No, it is not illegal. That is what they do when they find, or suspect, that you have maxed out your credit card.
Is it against the law to use a deceased person's credit card?
Yes, it is illegal, it is basically identity theft.
If you are on a spouses card as an authorized user of a credit card and not responsible for the debt and not charging and want to be removed will your credit score go down?
i just want an answer
Are fake credit dard numbers illegal?
Fake credit card numbers are illegal. If you get caught using fake credit card numbers, you could go to jail.
What if you don't want to give the name of a person that you know used your credit card without permission?
If you do not give the name of the person you know or suspect used your credit card without permission, then the credit card company could hold YOU liable for ALL charges that person made. The decision seems pretty simple to me... save the other person, or save myself from paying for their illegal purchases.... it is a no-brainer. Turn the person in, so they know the consequences of illegal acts.
What are the benefits of a secondary card holder?
The benefits of having a secondary card holder on a charge account are mostly to the secondary card holder. This person can use the account, but it is the primary person that must pay the bill. Having a secondary person on an account is helpful for providing a credit card in their own names to students and spouses.
