The events asked about are described in terms that are too general. Describe what actually occurred. What was the "physical threat?" Describe the "physical restraint" that was used, and why.
Pretty much, yes.
If they are legally repossessing it, it is their truck and they can do what they want with it.
It's more the same as repossessing a car.
If they are repossessing the vehicle for the bank, Yes.
You need not notify the vehicle owner. It can be repossessed from a private driveway or yard. You cannot break into a garage nor threaten the owner with violence. The person doing the repossession must be licensed by the State. Within five days, you must send written notification to the owner, telling him to come get his personal belongings that were in the vehicle.
Not sure what you are wanting. Do you need a vehicle repossessed?
Read the contract you signed when you purchased the vehicle.
A few basic guidelines:Repossession must be peacefulRepossessors may not enter any vehicle other than the one they're repossessing, even to move it out of the way in order to facilitate the repossession.Repossessors may not open locked gates or enter structures without permission.Repossessors must notify local authorities when they are repossessing a vehicle.
The wise course of action would be to hire a third party to take care of this for you. There are agencies and people who are professionals in recovering property in this situation.
Generally, a towing company cannot go through your vehicle after repossessing it unless they have explicit permission or legal authority to do so. Their primary obligation is to secure the vehicle and transport it to a designated location. However, if there are items in plain view that could pose a safety risk or are illegal, they may be allowed to address those. Always check local laws, as regulations can vary by jurisdiction.
Yes, he can cause damage, but then he has to pay for it. In the majority of cases if the vehicle property is damaged the lender is responsible. not the repo agent. Repossessing agents in the majority of states are required to have a "hold harmless" agreement signed by the lender/lien holder. This releases the repo. agent from being responsible for any damages incurred to the vehicle or other property.
Yes you can repossess if you are the soul owner. If the person whom your repossessing the car from gives you trouble, have the police meet you to witness the repossession.