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Yes. If you owe the unpaid interest, it is money that you owe the bank even if it is in dispute. If you did not owe the unpaid interest, then the interest the bank charged was not owed. So, it depends on who wins the argument.

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15y ago

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When referring to a loan how to do spell principle?

For loans, the primary amount is the principal, which must be repaid in addition to whatever interest is charged. Until the principal is completely paid, the loan agency will normally continue to charge interest.


Why do you dispute credit card charge?

Because of a dispute or an error.


How can credit card companies charge an over-the-limit fee when their interest put you over?

You agree to pay the principle and the interest when you enter into a credit agreement; they charge interest because they extend you a line of credit that allows you to have things you otherwise could not afford and they use their money, not your. Failure to pay both the interest and principle results in an over-limit fee. -- I don't think this answer addressed the question. The question was not how can a bank give you an over the limit fee when you don't pay the interest. It asked how they can charge you an over the limit fee when they apply interest in a billing cycle and that puts you over the limit. The answer is the card holder agreement. You agree their interest can put you over the limit resulting in more fees for them. Just another of a few dozen reasons to avoid credit cards completely.


How often can you dispute a charge?

You can typically dispute a charge on your credit card within 60 days of receiving your statement.


How can I dispute a charge on a vanilla gift card?

To dispute a charge on a Vanilla gift card, you should contact the customer service number on the back of the card and provide details about the charge you want to dispute. They will guide you through the process of filing a dispute and investigating the transaction.


Can you dispute a processing charge?

Yes, you can dispute a processing charge by contacting the company or financial institution that issued the charge and providing evidence or reasons why you believe the charge is incorrect or unauthorized.


How to write a dispute on a deferred intEREST BUT they charge me anyway?

To write a dispute regarding deferred interest charges that were applied incorrectly, start by clearly stating your account details and the specific charges you are disputing. Explain that you believed the interest was deferred and provide any supporting documentation, such as promotional materials or agreements that outline the terms. Request a review of the charges and ask for a correction or reversal if applicable. Finally, ensure you keep a copy of your dispute for your records.


How many times can you dispute a charge?

You can typically dispute a charge once with your bank or credit card company. If the dispute is not resolved in your favor, you may have the option to escalate the issue further.


What is the time frame in which you must dispute a charge on your credit card?

You typically have 60 days to dispute a charge on your credit card after receiving your statement.


Is there a time limit to dispute a credit card charge?

Yes, there is a time limit to dispute a credit card charge, typically within 60 days of receiving your statement that shows the charge.


How can I dispute a restaurant charge on my bill?

To dispute a restaurant charge on your bill, you can politely speak to the server or manager and explain the issue. Provide any evidence you have to support your claim, such as receipts or notes. If the restaurant is uncooperative, you can contact your credit card company to dispute the charge.


Can you dispute a restaurant charge?

Yes, you can dispute a restaurant charge by contacting your credit card company or bank to report the issue and request a chargeback. You may need to provide evidence such as receipts or communication with the restaurant to support your dispute.