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What else can I help you with?
In what state is the credit union known as PSECU located?
The credit union known as PSECU is located in Pennsylvania. PSECU (Pennsylvania State Employees Credit Union) is one of the largest credit unions in Pennsylvania.
Who was given credit for finding Pennsylvania?
who credit for find pa
Does the 1st convenience bank offer credit cards?
First Convenience Bank offers credit or check card (mainly known as a debit card) to their customers. The credit card is a MasterCard and is linked to the owners bank account.
Once you've been preapproved havent they already run your credit if so why do they charge you a credit report fee at closing?
Some brokers do a "preapproval" without running your credit. They base their answer on how you deem your credit is. It is very irresponsible of a lender to do. In most cases the lender runs your credit early in the loan process. As a convenience to you, they do not charge you upfront. If they did, they would also have to collect upfront for the appraisal, title work, automated underwriting findings, processing, underwriting, etc. Rather than charge you as each of these costs are incurred, the lender will normally collect most of these fees at closing.
When was University of Pennsylvania Student Federal Credit Union created?
University of Pennsylvania Student Federal Credit Union was created in 1987.
Are private loans cheaper than normal loans?
It all depends on who and how you get this loan. If you get the private loan through you parents and they don't charge you an interest rate, of course it's cheaper. If it's from a private lender, it's about the same but that depends on your credit rate. Most private lenders offer between 6%-12%. Banks offer those rates too if you have decent credit.
Where can you find out more information on home loans for people with bad credit?
A lot of private loan companies will loan people money who have bad credit. Most national banks will not though. The only problem is that these private loan companies will charge much more than a bank would.
Is it legal for any business to add a credit card convenience fee to a bill are the amounts arbitrary and if added is it also legal to charge tax on that fee?
While it is legal for businesses to charge a convenience for most bills (meaning that there is no law against such practices), there are rules imposed by credit card companies that prevent merchants from charging a convenience fee in most cases. Please visit Visa's website and search for convenience fee and you'll find a great deal of information. As of this writing, convenience fees may be charged for tax payments and a few other areas. As for the tax question, it's best to ask your accountant. However, since the fee would be considered a service and most states don't tax services, this is likely not a taxable item.
Credit card laws in Pennsylvania?
Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in Pennsylvania is 4 years. That is usually from the last use or payment.
What does an annual fee mean with credit cards?
The annual fee of a credit card is a charge applied once yearly. This charge is the cost of having the credit card. There are many credit cards available that do not charge a fee. The credit cards that do charge a fee often offer rewards, like travel.
What is the charge on my credit card?
The charge on your credit card is the amount of money that has been deducted from your available credit limit for a purchase or transaction.
Build Credit with a Secured Credit Card?
It is possible to get a credit card with bad credit, even if you have previously been turned down. Choose a credit card company that allows you the option of securing your own credit card, meaning that you essentially put your own cash into a special account first. You then get your credit card and use your own money as credit. The more money that you can deposit, the more you can charge. This type of secured credit option allows you to build up your credit again, while allowing you the freedom and convenience of a credit card.
