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Is your spouse liable for medical debt that occurred before a marriage?

No. Your present spouse had no legal responsibility for you before you were married.


Are there state restrictions regarding talking to a spouse when a debt is concerned?

Yes. Minnesota, Iowa, and New Hampshire are spousal restriction states. A debt collector calls your house, and your spouse answers, they cannot discuss the account with your spouse, even if they claim they are your spouse. The reason is because anyone can claim to be your spouse.


If you owe debt and you and your spouse have separate bank account can the debtor garnish wages from your spouse bank account?

That depends on the nature of the debt and the laws of your state. You should seek the advice of an attorney to discuss your exposure.


In the state of Georgia if a spouse receives life insurance benefits is the surviving spouse responsible for the deceased spouse debt if surviving spouse's name is not on any of the debt owed?

In Georgia, as in most states, life insurance proceeds to a named beneficiary become the property of the beneficiary and are therefore not accessible to the creditors of the decedent. Of course, this does not apply to joint debt between the spouses or any debt solely in the name of the surviving spouse. In short, if the surviving spouse's name is not on the debt of the decedent, the surviving spouse has no legal obligation to pay such debt.


Is a surviving spouse in AR responsible for credit card debt that their name is not on?

In Arkansas, a surviving spouse is generally not responsible for credit card debt that is solely in the deceased spouse's name, unless they co-signed or guaranteed the debt. However, if the debt was incurred during the marriage and is considered community debt, the surviving spouse might have some responsibility depending on the circumstances. It's important to consult with a legal expert for specific advice related to individual situations.


Is a spouse responsible for any debt incurred by the other spouse in Minnesota?

In Minnesota, a spouse is generally not responsible for the other spouse's individual debts incurred before or during the marriage unless both spouses jointly incurred the debt or one spouse agreed to be responsible for it. Minnesota follows the concept of "equitable division" in divorce, which means that debts are divided fairly, but not necessarily equally. However, if one spouse can prove that the debt is a joint obligation or that the other spouse benefited from the debt, they may be held responsible. It's advisable to consult a legal professional for specific situations.


Will your spouse have to pay for your debt if you stop paying on it?

If your spouse co-signed the debt, they will have to pay your debt. In most cases, the answer will be no, it is your debt and you are responsible.


Is the person who rewarded a life estate resposible for decedents debt?

That will depend on the relationship. If it is a spouse, there is likely to be a legal responsibility.


Are you responsible for debt incurred by an LLC in which your spouse is a partner?

No - but - your spouse is ! In the event of legal action to recover the debt, any judgement could affect any joint assets (bank accounts etc) held in both you and your partners names.


IS A SPOUSE RESPONSIBLE FOR A DEBT IN THE STATE OF IOWA?

In Iowa, whether a spouse is responsible for a debt typically depends on how the debt was incurred. Generally, if a debt is in one spouse's name alone and was not incurred for joint purposes, the other spouse is not liable. However, debts incurred during the marriage for joint necessities may be considered marital debts, making both spouses responsible. It’s advisable to consult with a legal expert for specific situations.


In Canadian Law am I responsible for my spouse's credit card debt?

In general, you are not responsible for your spouse's credit card debt in Canada unless you have jointly signed for the debt or benefited from the purchases made with the card. It is always advisable to seek legal advice tailored to your specific situation.


Can a spouses' wages be garnished in the state of Missouri if the debt belongs to the other spouse?

In Missouri, a spouse's wages generally cannot be garnished for a debt that solely belongs to the other spouse. Wage garnishment typically applies to the individual who incurred the debt. However, if the debt is a joint obligation or if the couple resides in a community property state (which Missouri is not), there may be exceptions. It's essential to consult a legal professional for specific circumstances.