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I'm confused.

Added: It's not considered "reckless" it is "An Act of God" that the tree fell, but once having fallen, any damage it caused could be your responsibility (depending on several factors) and it is your responsibility (under civil law) to either cause it to be removed or pay for its removal. Once having fallen the neighbor also assumes some responsibility for protecting himself and his own property. It is never a cut and dried situation in such an instance, as there are too many possible variables to the scenario.

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