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I had a collector harrassing me so I was ready for him when I returned his call with a digital recorder in hand. I simply played dumb and let him hang himself by violating the fair debt collections act several times. I acted stupid and scared to death and he took advantage of that and said he would call my job, he knew where my sisters and parents lived, to which I asked..."What are you going to do to them", He said"Pay your debt and you wont have to wory about it now will you? He asked if I was just plan stupid or what? All the while I had the recorder catching every word! The next day I called the company and played the recording for the person who answered and asked if she could please connect me with the president of the company's office. She did, I played the recording for her assistant who then put the president on and after listening ask "Sir...What do you want? I said My debt they had harrassed me about paid in full, $1000.00 and the man fired who I had recorded so some poor person who didn't know better would not lay awake worrying over him making the same type threats. That afternoon at 4 oclock I picked up a check for 1000.00 a paid in full reciept for the dept and an assurrance that as of 20 minutes ago the employee no longer was with the company! This is America folks! Don't let these jerks bully you around. Go to Walmart and by a 15.00 recorder.
What else can I help you with?
How do you know if you are sent to collections?
A debt collector has to attempt to send a letter within 5 days of placement. Are you having a difficult time with a debt collector? Ontrack Financial Group llc Https://OntrackFinancialGroup.com
What states are non spousal states for debt collections?
There are at least 5 states where a debt collector is prohibited from speaking to a spouse: Iowa, South Carolina, Massacgysetts, Pennsylvania, and Connecticut. With Iowa there is an exception, however. If the debt collector is initiating contact then they can't speak with them but if the spouse is initiating contact they can.
Is Credence a debt collector?
No, Credence is not a debt collector.
Do you have to pay a debt collector?
Yes, if you owe a debt and a debt collector is legally pursuing payment, you are generally required to pay the debt collector.
How do I pay a debt collector?
To pay a debt collector, you can contact them directly and arrange a payment plan or make a one-time payment. Make sure to get a receipt or confirmation of payment for your records.
What is the duration of The Debt Collector?
The duration of The Debt Collector is 1.82 hours.
When was The Debt Collector created?
The Debt Collector was created on 1999-06-25.
When was The Debt Collector - novel - created?
The Debt Collector - novel - was created in 2007.
Does a debt collector have the right to contact you at any time of day or night?
No, a debt collector cannot contact you at unreasonable times. They are generally restricted to contacting you between 8 am and 9 pm, local time. If they contact you outside of these hours, they may be violating the Fair Debt Collection Practices Act.
If a debt collector is representing the same bank you have your account with can they freeze the account?
Sure - the operative word here is "debt collector" ... they can and will do anything within the law to make certain they are paid.
What happens when your credit card debt goes into collections?
The collector will act as an agent for the original creditor and follow their prescribed collection procedures, usually mail and phone contact. There is no specific length of time that a collector will pursue an account before deciding IF it should be referred to a collections law firm or attorney for legal action.
Is Harris and Harris a legitimate debt collector?
Yes, Harris and Harris is a legitimate debt collector.
