There is a good overview on REPO-LAWS
Just search the way I typed it.
I'm in NJ and pay 100 per repo, 50 for vol, I also pay close fees to my agents
Sure, there is no law against it.
30days by state law, answer from a repo man
There are many law firms in Newark NJ as there many counties during this city. So, finding the finest Contract Law Attorney might be difficult for a layman. Depending on your location Newark NJ, I recommend Moldovan Law Firm for Contract Law Attorney.
Yes
The lender CAN repo when you are 1 (one) day late.
One day late. I live and own 2 repo companies in Washington. Sorry, but that is the law.
rent control laws in hunterdon county NJ
No. They cannot break & enter to repo the car. But, if they do, its up to you to PROVE they did it.
There is a lemon law, but no buyers remorse law on the books in NJ. Every car sold for more than 3,000 dollars and under 7 years old has to have a warranty. Once you sign a contract or buy a car in NJ, you are stuck with that car.
No, its a Civil matter. Law Enforcement deals in Criminal Law, not Civil Law.
Under Federal Law: A Repo Must Be Done In A Peaceful Manner. In NJ Repomen Must notify The local Law enforcement of their intentions But still abide by the laws of the state. Notification of local police is a courtesy in The Garden State, not necessary.