A person who is owed money is called a creditor.
Politicians! :-)
The presence of owing money is referred to as being 'in debt'. A person who is in debt is a debtor.
debtors
debt
Creditors are people or organizations (companies, councils, tax man etc) to whom you owe money. Bills, people you owe money to
Debtors.
People who owe a business money are typically referred to as "debtors" or "accounts receivable." In the context of accounting, they may also be called "customers" if the debt is related to purchases made on credit. These individuals or entities have an obligation to pay the business for goods or services received but not yet paid for.
Garnishment .
Debt.
intrest fee
no that's called stealing
Chasing people who owe you money.