Check out this website. It is the short answer to your question. The KRS is confusing. http://www.foreclosurelaw.org/Kentucky_Foreclosure_Law.htm
Yes, the statute of limitations for filing a foreclosure in Kentucky is typically 7 years. This period begins from the date of the default on the mortgage payments. However, it’s essential to consult with a legal expert or review current laws, as specific circumstances or changes in legislation can affect this timeframe.
In Kentucky, the homeowner generally has 30 days to vacate the premises after a foreclosure sale. However, this timeline can vary depending on the specific circumstances of the foreclosure, so it's important to consult with a legal professional for accurate information.
Foreclosure procedure is addressed by state statutory laws. You need to search online for "your state + foreclosure procedure".
Please see http://www.foreclosurelaw.org/California_Foreclosure_Law.htm. There you will find a summary of foreclosure laws in California.
You should check the foreclosure laws in your area.
The process varies depending on state. For more information, visit http://www.realtytrac.com/foreclosure-laws/foreclosure-laws-comparison.asp. There are actually companies that will work with you for free to buy your mortgage away from your mortgage company and avoid your foreclosure. I would advise looking into this first.
You can find information at the link below.
The Foreclosure Laws in the State of California Adhere to Nonjudicial and Judicial Practices. Judicial Practices Involves Filing a Lawsuit. in a Nonjudicial Practice There Are No Court Proceedings.
There is no redemption period for the state of Virginia. http://www.realtytrac.com/foreclosure-laws/Virginia-foreclosure-laws.asp
State laws vary but the foreclosure sale is usually conducted by a licensed auctioneer chosen by the lender.
Are there swimming pool laws in Kentucky? Are there animals in the woods? Fish in the ocean?
Foreclosure laws typically apply based on the location of the property, so in this case, California's foreclosure laws would likely apply to the properties you both purchased in that state. It's important to consult with a legal professional in California to fully understand the implications and processes involved in the foreclosure proceedings.