Oh, dude, a tax payer is basically anyone who earns income and then has to give a chunk of it back to the government. So, like, if you've got a job or you're making money somehow, congrats, you're a tax payer! It's like the not-so-fun membership fee for being an adult in society.
It depends on who you are and who the money order was made payable to. If you signed the back and are the purchaser and not the payee you could try to take the money order to your bank, with the payee both with your IDs, and ask if they will cash it for the payee. You could also take it back where you purchased the money order and ask their help.
promissory note
no
To transfer a check to another person you can sign the back and have them sign the back, as well. Once they sign the check, it is their check.
Collateral
Yes, bring the check back to your bank.
Michael Spurlock
Whatever the payee does with the check is immaterial. You borrowed money from the bank and are legally obligated to pay the loan back.
No.
That is called endorsing the cheque. It's know as an endorsement.
It can take up to six months