You had better think long and hard about withholding this information from the authorities. IF you are close enough to it to know about it you might be close enough to be charged when these violations are eventually discovered. You can report crimes anonymously in most jurisdictions.
Insurance fraud is the worst type of fraud you can commit.
Contact the police in the juridiction where it happened. The person could be charged with arson and/or insurance fraud if the statute of limitations has not run out. Also notify the insurance company and they may want to sue for the claim paid. There is likely a reward as well.
The term sandwitching comes from a type of insurance fraud, it's when two vehicles entrap a third vehicle into a forced rearend collision.
Any type of insurance fraud is generally going to be considered a felony.
Committing fraud in motor vehicle related activities. For example insurance fraud
The cast of An Insurance Fraud - 1919 includes: Winifred Rose as Dorcas Dene
It's called "Insurance fraud", some places might refer to it as theft by fraud, most states penalties are in the 20 year range for imprisonment if found guilty of insurance fraud.
Then you are committing insurance fraud.
It is not incumbent on your insurance company to discover deceit on the part of the insured. Your insurance company can cancel your policy or increase your premiums at any time if they discover an attempt at fraud on the part of a policy holder. Concealment of a DUI from your insurer is a form of insurance fraud. Insurance Fraud is a felony offense. Your insurance company is not required to pay for losses or claims that arise out of fraud on the part of the insured or a fraudulently obtained insurance policy.
If you try to get theft insurance after the car is stolen you will go to Jail! The insurance companies have no sense of humour about FRAUD! Penalty for Insurance Fraud in the U.S. is up to 20 years in prison.
Insurance fraud - have fun in jail + fines.
In Kentucky, homeowner insurance fraud can be reported to the Kentucky Department of Insurance (DOI) through their Fraud Division. You can file a complaint online via their website or contact them directly by phone. Additionally, you may report suspected fraud to local law enforcement or the National Insurance Crime Bureau (NICB) for further investigation.