I think if you are towards the end of your bankruptcy, it mean "in process of closing"
Assuming you are referring to a "status" report on a list of creditors, "npoc" means no proof of claim has been filed. Relevant in a chapter 13. The amount owed will be excluded from the plan payments and the debt will be discharged.
NPOC is short hand for "no proof of claim filed." The Z may be a term assigned by the Trustee, so you should call the trustee's office and ask what it means.
S-NPOC stands for "S-Node Point of Contact." It typically refers to an individual or entity designated as the primary communicator or liaison for a specific project, initiative, or organization. This person is responsible for managing communications, addressing inquiries, and facilitating collaboration among stakeholders. The s-npoc designation helps streamline communication and ensure that all parties are aligned and informed.