Contributing factors will be used by both sides to argue liability. The plaintiff (victim's estate) may claim the defendant was driving dangerously or speeding and that caused the accident. The defendant might claim fog or wet roads or the victim's own negligence caused the accident.
It may be challenging to claim accidental death benefits with an unknown cause of death since the circumstances cannot be clearly defined as accidental. Insurance companies typically require a clear cause of death to process a claim. You may need to provide additional evidence or documentation to support your claim.
if you claim bankrupcy can it effect your pension
Building insurance claims may be due to a variety of factors, such as accidental damage. One may need to claim on buildings insurance if one's house suffers storm damage, for example.
circularity
Circularity
Probably - you'll need to read the policy conditions to see if a clause exists that excludes or limits coverage for accidental death caused by or contributed to by the use of alcohol, drugs, etc.
Most homeowners policys will say the loss must be ''sudden and accidental'' not ''gradual" turn in the claim for the answer, doesn't cost anything to file the claim........good luck to you......
As far as a new claim? No, that ended when the child turned 18.
If the policy was an accidental death policy, probably. Accidental death usually relates to accidents on common carriers such as a plane, train, automobile,or bus. An OD would not be considered an accidental death.
If the policy was current, and the attending physician's opinion is that it was an accident then no they cannot deny the claim on those grounds.
the standard proceedure is to allow no more that six months to rocess the claim. That is from when the claim is filed.
A claim is a liability on part of the insurance company. If a customer makes a claim it means that the insurance company has to pay the customer for the amount is eligible to claim and hence it is a expenditure on the balance sheets of the insurance company.