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What else can I help you with?
What chapter should you file if you are behind on your mortgage?
only in chapter 13, you cannot use chapter 7 to catch up on past payments.
You are financing a vehicle but you can no longer afford payments what can you do?
Talk to the lender, or you can file Chapter 13 Bankruptcy to lower the payments where you can afford them.
Can you keep your home if you file a chapter 13 bankruptcy?
Yes, as long as you keep making the payments.
What happens if your cosigner file chapter 7 and you file chapter 13?
Then the co signer would no longer have any liability to pay any debt you defaulted on.
Do you have to be behind on payments to your creditors to file bankruptcy?
No. You can file any time. You actually don't even have to have any debt to file. Anyone can file anytime as long as you meet the minimum reqirements for each chapter.
If you file chapter 7 bankruptcy what happens with your state pension plan?
Uneffected.
What happens to your home when you file for Chapter 13 bankruptcy?
When you file for Chapter 13 bankruptcy, your home is generally protected from foreclosure, as the bankruptcy process allows you to create a repayment plan to catch up on any missed mortgage payments over three to five years. You can keep your home as long as you adhere to the repayment plan and continue making your regular mortgage payments. However, if you fail to comply with the plan or miss payments, you risk losing your home. It's essential to consult with a bankruptcy attorney to understand your specific situation and options.
Can you get your repossessed car back if you file Chapter 7 bankruptcy and start making payments?
You will have to ask your bank about that. They are in control now.
What happens if car is totaled in chapter 13 but no claim was filed for the car?
A car is not totaled in a chapter 13. A car may be totaled while the owner is in a chapter 13. If the car was fully exempted, nothing happens. If you need to buy a new car, you will have to get permission from the bankruptcy court after you file a specific purchase agreement (car loan) which should not seriously affect your plan payments. Why are you not asking your lawyer?
Can you file chapter 7 before chapter 13 is discharged?
No, you can't have two separate bankruptcies at once. If you are under a chapter 13, and are no longer able to make your plan payments, then you can convert your case from a 13 to a 7.
How do you get defaults off your credit file?
If you've been timely with payments since, try contacting the company that originally flagged the default payments to see if they will work with you to remove them. If they were valid default payments then they may so no outright. Otherwise, they will fall off your credit report eventually (7 years, I think).
Can you file bankruptcy in Ohio then move to Germany before the bankruptcy is complete?
Yes, you can move anywhere you want to, but if you are paying payments (Chapter 13) you are still legally obligated to make the payments.
