In the UK, where there is a joint bank account, any of the signatories on the account can do anything with the contents of the account. If one signatory dies, the position does not change and the remaining signatories can continue using the account.
HOWEVER, for the purposes of inheritance tax, the contents of the account at the time of death must noted and, (unless there is documented proof to the contrary), a sum equal to the content divided by the number of signatories on the account will be included in the tax/probate calculations for the deceased.
It would depend on the terms and conditions of the account and what the account is about. Generically speaking, it may be that the second account holder shares the account equally with the primary and therefore both have to approve changes to the account. Alternatively, in many cases either of the primary account holders has full privileges to do anything without the knowledge or consent of the other.
yes, but it rarely happens.
Yes, most banks will remove a name from an account when presented with proof of death.
If the person's name is not listed as a primary account holder, you usually cannot remove their name from the account. Only the primary account holder can make changes to the account. A joint account holder can be removed if both parties agree, but it may be best to speak with your bank for specific guidance on your situation.
no-- they are just a second card holder (user). you can add someone without their signature-- therefore the place has no information on them so how could it help them. And beware --- they may not pay it back.
It is against Second Life terms of service to use an account belonging to someone else. Second Life accounts are non transferable.
Not if you are responsible for all of the loans or credit card payments on your credit report. But, if the second card holder is responsible for any payments on your cards, and doesn't make them, then it can cause your score to lower.
This is a two part question: The first part - the landlord can hold a check for 6 months. The second part - the landlord does not cause the tenant's account to overdraft. The tenant does. Checks may only be written from available funds. If the account holder does not account for the checks out, the account holder is liable.
Under Florida law a spouse cannot be held liable for debt repayment if the debt was not jointly incurred. The issue concerning the second card holder will need to be taken up with the creditor. If the couple were still legally married at the time, the creditor will probably accept the spouse's right to use the account. In which case the account holder will be held liable for all charges pertaining to the account in question.
A second hand account is one that is derived from a first hand account. A first hand account is a written record by someone who was actually there, like if a volcano erupted and someone was there and wrote a book on it, it would be a first hand account. Now, back to the main subject. If a person wrote a book on that same eruption, and used that book instead of being there (pardon my grammar), it would be a second hand account.
The best option would be to contact the issuer of the card and ask if you are a joint account holder. If you are not on the account, they will not give you any information. If you are an authorized user/second card holder you are not responsible for the repayment of the account. The exception might be pertainint to laws that governing marital accounts in community property states.
Lying about age on Second Life can result in the account being suspended and possibly deleted.