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First, "investor" is a term for those who own stock in a corporation and share in the profits...stockholders...in this instance, stockholders of a corporation that does banking business. Stockholders in a corporation doing banking business are treated the same as stockholders of any other corporation. They can gain if the stock goes up in value, or alternatively, they are at risk up to the limit of their investment in the stock.
Depositors (account holders) in a bank are entirely different. Their deposits are LIABILITIES of the bank. They in essense are creditors. However, virtually all banks (there are some exceptions, and some accounts even within those banks are not included), are protected by government or private insurance. (Thats what the FDIC you see regularly is). Under this program, each account is insured by an outside party upt to a reasonably high maximum, per depositer. If the bank fails (goes bankrupt), those account holders are paid in full under that insurance program.
What else can I help you with?
How A company gets money from shareholders when?
How A company gets money from shareholders when?
Why is it easier to attract new shareholders to a plc than a Ltd company?
it is easier to attract new shareholders because a plc has a proven track record, so its less likely to go bankrupt and loose your money.
What are the three relations between management and shareholders?
Shareholders of a corporation are the owners of the company. Management are responsible for the day to day running of the company. Management is responsible for making money for the shareholders by keeping the company's operations efficient.
What is shareholders?
A shareholder is some one who invests money in a company or buys part of your company to receive part of the profits in the form of shares.
If you buy gm now and they go bankrupt you lose your money?
That's generally what happens when you make a bad investment. Stock is equity...ownership....not debt or a loan to the Company.
How do shareholders of a company earn money?
Shareholders earn money primarily through dividends and capital appreciation. Dividends are portions of a company's profits distributed to shareholders, providing a regular income stream. Capital appreciation occurs when the value of the company's stock increases over time, allowing shareholders to sell their shares at a higher price than they initially paid. Together, these mechanisms enable shareholders to benefit financially from their investment in the company.
How do you account for shareholders profit sharing?
you divide the total money the company has by the amount of shares that have been sold to get the share value, then you dish that out and then it is the shareholders money and they can do what they want with it
How do shareholders receive payment from their ownership stake in a company?
Shareholders receive payment from their ownership stake in a company through dividends, which are a portion of the company's profits distributed to shareholders on a regular basis. Additionally, shareholders can also make money by selling their shares at a higher price than they bought them for.
What happens to variable annuities when the insurance company goes bankrupt?
Generally, when an insurance company goes bankrupt, the guarantees that are being offered on the contract are gone. For instance, if you have a death benefit, or a income guarantee, those will usually be lost. As for the money you've invested in the variable annuity, if your money is invested in the sub-accounts (the various investments that are usually managed by mutual fund management whose names you will usually recognize), that money is still being managed by those companies, and is separate from the now bankrupt insurance company. That is the long way of saying, your money in the sub accounts is safe. However, if you have money in the fixed interest account, that is usually held by the insurance company, and that money may be in jeopardy.
What is mean by a members of a company?
Members of a company are the shareholders of that company. They are the people who own the company, as they lend their money as the capital for the business.
What shareholder do in sanisbury?
The same as in any other company. Usually shareholders have invested money in a company. If the company does well, they get a 'dividend' of the profits. If the company fails - they lose their money !
If a collection agency goes bankrupt how does someone find out who owns the debt?
Even if the collection company goes bankrupt, you still owe the bank whatever money you borrowed from them. The bank hires the collection company to get that money, so you still owe them
