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A major goal of the Affordable Care Act is to put American consumers back in charge of their coverage and care.

Here are a few key ways these new rules will help do that:

  • Stop insurance companies from imposing pre-existing condition exclusions on your children;
  • Prohibit insurers from rescinding or taking away your coverage based on an unintentional mistake on an application;
  • Ban insurers from setting lifetime limits on your coverage and restrict their use of annual limits on coverage;
  • Ensure that you can choose the primary care doctor or pediatrician you want from your plan's provider network;
  • Eliminate the need for a referral to see an ob-gyn;
  • Prohibit insurance companies from requiring "prior approval" before you seek emergency care at a hospital outside your plan's network.
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Maximo Witting

Lvl 10
3y ago

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