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Privacy fences have an out building policy (or usually a 15% of home's value policy and sometimes a $15,000 Rider on your policy, depending on your coverage) for monetary coverage. In other words, you should be covered, conditionally. Here's what that means: If you stained your fence and it gets hit by hail, it may be covered by your policy for a Power wash and re-stain. If your fence blows over or is hit by a tree, then your policy should cover replacing it with like kind and quality. THIS IS WHAT YOU PAY YOUR AGENT FOR. Call that person and request your amount of coverage.

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16y ago

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Does homeowners insurance cover the cost to repair a wrought iron fence a saguaro cactus fell on?

yes, so long as you have the industry standard "HO3" or "HO5" policy that includes "other structures" coverage. The fence would be covered under other structures, subject to deductible.


Does homeowners cover fences?

Fences are covered by policies that have Other Structure coverage (most do) but they are covered on an Actual Cash Value basis, not Replacement Cost. Basically, you'll get a depreciated amount for your damaged fence.


Privacy Fence?

A privacy fence is a great way to enhance security, block unwanted views, and create a peaceful backyard retreat. Whether you're looking for privacy fence ideas to match your home’s style or trying to compare privacy fence panels, there are plenty of options to suit your needs. Choosing the Right Privacy Fence Material Matters – Wood, vinyl, metal, or composite—each has its own look, durability, and maintenance level. Height & Design – A 6 to 8-foot fence ensures privacy, while decorative tops or lattice panels add style. Cost Considerations – The privacy fence cost varies by material and installation, ranging from $15 to $50 per linear foot. Before installing, check local zoning laws and HOA regulations to ensure compliance. With the right choice, your privacy fence will provide both beauty and security for years to come. At Fantastic Fence, we help homeowners find the perfect fencing solution tailored to their needs. Need more details? Share your lot size, fence type, and preferred color for personalized advice!


Does homeowners pay for fence damage by wind?

Subject to your deductible, yes a standard HO3 policy should cover your wind damage.


How much does a privacy fence cost?

A privacy fence will vary depending on materials and size. A 25 linear foot privacy fence that is wood will run around 500 dollars.


What design of a privacy fence should I get?

It is not rude to get a privacy fence if that is your sole decision as this will benefit you in the long run. The fence will keep further incidents from happening.


What is the difference between a guardian fence and a privacy fence?

A guardian fence and a privacy fence serve the same basic purpose. However, guardian fences are meant more for safety, and privacy fences are usually taller and disallow people from seeing into your property.


What are the benefits of installing a double gate privacy fence on your property?

Installing a double gate privacy fence on your property provides increased security, privacy, and aesthetic appeal. It can also help to reduce noise and block out unwanted views, creating a more peaceful and secluded outdoor space. Additionally, a double gate allows for easier access for vehicles and larger items, making it convenient for homeowners.


Will your homeowners insurance cover damages caused by a hit and run driver who smashes into your brick wall fence?

Yes, Your homeowners Insurance policy, (unless you have Fire Only) should respond to damages to your home from an automobile.Answeri am an insurance agent and if you have a hit and run such as that description and you do have a homeowners policy. it will be covered under the policy, you will have to pay your deductible and it will go onto your records as a loss but they will pay the damages that are above your deductible, now they will have to prove that it wasnt one your cars doing the damages so you can get a new brick wall and that it wasnt because your wall was old and just fell. and trust me they have their way of proving that.


What are the available options for wooden fence designs?

There are several options for wooden fence designs, including picket fences, privacy fences, lattice fences, post-and-rail fences, and shadowbox fences. Each design offers a different level of privacy and aesthetic appeal, allowing homeowners to choose the style that best suits their needs and preferences.


Why did the homeowners dismantle the neighbor's fence that went through their garden?

The homeowners dismantled the neighbor's fence that went through their garden because it was causing a dispute or conflict between them.


How can I install a privacy fence on a slope to ensure both security and privacy for my property?

To install a privacy fence on a slope for security and privacy, you can use stepped panels or adjustable fence panels to accommodate the slope. Start by measuring the slope and adjusting the fence panels accordingly. Use longer posts on the downhill side and shorter posts on the uphill side to keep the fence level. Secure the panels properly to ensure stability and privacy for your property.