vandalism
thunderstorms
Severe
Damage to someones property if you were at fault.
It's called "Insurance fraud", some places might refer to it as theft by fraud, most states penalties are in the 20 year range for imprisonment if found guilty of insurance fraud.
Depending on the circumstances... either vandalism or criminal damage.
Property damage insurance covers damage to property, usually with exclusions. The insured pays monthly premiums and files a claim for any damage that the property receives. The insurer then sends out a claims adjuster to inspect and come up with a monetary amount for the damage.
human activities such as: mining, logging and purposely set fires
mistake lol ;)
Yes, if you leave the scene of an accident then you will have to prove that you did no damage.
In insurance terms, "PD" refers to property damage or physical damage to property. "Bi" refers to Bodily injury.
Yes, the caved-in ceiling has caused damage to the property.
Propety Damage covers you if you damage someone elses property. Liability covers you in the event of a lawsuit.