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The last scheme of RBI for NPA of Banks is MSME OTS Scheme 2012-13. The coverage of the scheme is All the NPA (classified as 'Doubtful and Loss) and PWO accounts in Micro,Small and Medium Enterprises sector (manufacturing as well as services)with outstanding book balance not exceeding ` 10 crs. as on 31.03.2012 and outstanding as on date of launch will be eligible for OTS under the present

scheme.

BY VIKRANT RANA

ADVOCATE HIGH COURT,

ALLAHABAD

MOB. NO. 9415316897

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