One commenter answered with the following...
"There is no limitation. You owe what you owe."
That is absolutely true. Being the responsible person that I am, I take things very seriously and provide for the inevitable accident by having appropriate insurance to cover most everything.
I have, since asking the question, found out that it is usually 4 years from the date of the accident or loss. The main question was not worded well and it was to find out how long an insurance company could take before they ran out of time to get the issue closed or taken to court.
The issue involved a person who was actually insured, but his policy did not cover the accident in question leaving him vulnerable and responsible for paying out of pocket for the loss to the subrogation unit of the insurance company of the other party.
The state of limitations for an auto claim in Washington State is 3 years from the Date of Loss. If the claim is a result of an uninsured motorist, then the statute is updated to 6 years. If there is an injury claim for a minor child, then the Statute would be 3 years from the date that the child turns 18 (the 21st birthday).
The company that has accepted and is handling the uninsured motorist claim.
After the statute of limitations expires for a legal claim, the plaintiff loses the right to file a lawsuit to pursue that claim in court. The defendant can use the expired statute of limitations as a defense to have the case dismissed.
Don't know the statute but it is probably under common sense. If your health insurance paid for medical costs caused by an uninsured motorist for which you have coverage shouldn't they be reimbursed. I suppose you think it's a better idea for you to collect twice for the same charges and keep one of them. Not going to happen. All health insurance plans have a clause that states subrogation rates for other coverage will be deemed reimbursed from the auto claim. Sorry.
The statute of limitations for a medical malpractice claim in Tennessee is one year with the discovery rule.
"Stacked" refers to uninsured motorist coverage, not to liability or physical damage coverage. In essence, if there are two cars in a household, both with insured motorist coverage, the uninsured motorist limits of the cars can be "stacked"--added together. Naturally, this will only make a difference if the severity of the injury and the clarity of the liability is such as to warrant that size of a payment to the insured. Keep in mind that the assessment of damages by an insurer in an uninsured motorist claim is similar to that done by a liability insurer in a third-party claim. Note also that some states have "anti-stacking" statutes which prohibit the stacking of ininsured motorist limits.
Nebraska is a diminished value state, which means you may be entitled to the diminished value of your vehicle after an auto accident. The statute of limitation on diminished value claims in Nebraska is 4 years, and Nebraska does not have uninsured motorist coverage for diminished value. You can't submit a Nebraska diminished value claim if you were the at-fault party in an accident, or if the damage was caused by something other than a collision.Nebraska Statute Of Limitations: 4 YearsUninsured Motorist Coverage: NODiminished Value For At Fault Party: NO
No, you will not receive a point.
The statute of limitations for a personal injury claim in Hawaii is two years with the discovery rule.
You have 2 years to take him to small claims court to recover your damages.
In New Jersey, the statute of limitations sets a time limit of six years for filing a legal claim.
it is 4 years