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You have to prove that you do not owe the debt. If it goes to court. A way to do that would be canceled checks, money order receipt, credit card or bank statement.

If this is just an account in collection, the collection agency must prove you owe the debt. Demand, in writing, that evidence be produced showing you clearly owe the debt.

If it has reached your credit report or credit file, dispute the listing on your report with the credit bureau. Tell them why you do not owe the debt. Having a document like I recommended above when you would be in court, is helpful when disputing with the credit bureau.

Best of luck.

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13y ago

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