You need to get a real estate attorney to fill out paperwork and file them.
If you prefer to "do it yourself", I would recommend 2 steps:
1) Discuss your specific scenario with a knowledgeable local real estate professional. They can point out any considerations within your specific situation.
2) You would file a QUIT CLAIM deed at your county office and add the spouse's name to the deed. You should contact your mortgage company to see if this has any adverse effects.
You can't do both. You need to consult with an attorney who can review your situation and explain your options. You cannot add your spouse to your property title and also have the property pass to your children upon your death. Once your spouse is added to the title they own their own interest. You should inquire about a life estate. You need legal advice.You can't do both. You need to consult with an attorney who can review your situation and explain your options. You cannot add your spouse to your property title and also have the property pass to your children upon your death. Once your spouse is added to the title they own their own interest. You should inquire about a life estate. You need legal advice.You can't do both. You need to consult with an attorney who can review your situation and explain your options. You cannot add your spouse to your property title and also have the property pass to your children upon your death. Once your spouse is added to the title they own their own interest. You should inquire about a life estate. You need legal advice.You can't do both. You need to consult with an attorney who can review your situation and explain your options. You cannot add your spouse to your property title and also have the property pass to your children upon your death. Once your spouse is added to the title they own their own interest. You should inquire about a life estate. You need legal advice.
tewaf
A quit claim deed from yourself to yourself and spouse is the simplest way.
Normally a lender will require the spouse who is not borrowing the money to execute a deed transferring the property to the spouse who is borrowing the money. This would normally be accomplished during the escrow process. After the loan process is completed the borrower spouse can execute a new deed to add the other spouse back on. The spouse who is being asked to sign off the deed should beware, understanding that once they sign off he or she no longer owns the property. You want to make sure that you get added back on but the property is subject to the mortgage.
Yes.
A spouse is not added to a mortgage; if the spouse already owns an interest in the property through deed or community property, then the spouse is subject to the mortgage, regardless of whether or not he or she signed it. Note, however, that many mortgages contain "due on sale" clauses which require the mortgage to be refinanced if there is a change in ownership of the property. Contact your bank to see if your loan contains such a clause.
You can go to the title office and add yourself to the title officially. They will walk you through the process.
of course since you are using their income. of course since you are using their income.
If you live in a separate property state that would mean your spouse wants to keep that property separate from you. If your spouse dies that property would not automatically pass to you. It would pass to the heirs at law or according to the will. It may also be considered separate property in the case of a divorce and the distribution of marital property.
To add a name to any deed you must go to the Property Valuation Office in your local courthouse and they can give you the proper papers to fill out, and you may have to inform the County Clerks Office.
how do you add spouse to your blue cross blue shield health insurance
Yes! You will have go and add your name to the new paper work and title. * The loan will have to be refinanced if the couple do not reside in a community property state. Adding to the loan will not make the spouse a coowner unless they live in a community property state but it will make them a co-borrower and equally obligated for the debt in any state. A person does not need to be on the title to be on the loan and vice-versa. Although it is prudent to be placed on the title as that is what determines ownership, not the financial agreement.